I have a few left over commercial radios which will work on the ham bands.  One shop was almost rude “We don’t program amateur radios!” 

So it turns out it is cheaper to buy the adapter and software on line than it is to make one trip to the dealer.  I have a couple of older Midland Syntech’s and there is an eprom replacement that is programmable and quadruples the capacity to 320 channels with an external switch.